The following articles are written by Tom Beeson. Permission is herby granted for you to use any of these articles in your newsletter, e-zine or publication as long as the author credit and web link is included at the bottom. Use of these articles is made free of charge or royalties.

"Cash is more powerful than credit!"

"Self Discipline is *not* all You Need for Healthy Finances"

"7 Tips for Surviving Under the Shadow of Debt"